What is ABHI claim settlement ratio?

Aditya Birla Health Insurance's claim settlement ratio is 95.53% for FY 2023-24, sourced from IRDAI annual reports.

Is ABHI reliable for claim settlement?

Yes. Aditya Birla Health Insurance has a 95.53% CSR (FY 2023-24), well above the industry average of ~90%.

How to file a claim with ABHI?

To file a claim with Aditya Birla Health Insurance: (1) Notify the insurer within the stipulated time frame, (2) Submit claim form with required documents, (3) The insurer must settle within 30 days per IRDAI guidelines. Contact the insurer's toll-free number or visit their branch for assistance.

ClaimRatioβCompare Insurers

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Health Insurance · IRDAI Data

Aditya Birla Health Insurance

Aditya Birla Health Insurance offers the Activ Health plan, which uniquely rewards policyholders with premium discounts of up to 30% for meeting daily health goals tracked via app or wearable.

HEALTHICR 95.53% · FY2023-24Mumbai

ICR FY2023-24

95.5%

4,231 settled

Pros & Cons

Pros

✓95.53% claim settlement ratio (2023-24)
✓Up to 30% premium discount for healthy behaviour
✓Chronic illness management covered
✓In-house claim processing

Cons

✕App-based rewards programme requires active usage to get value
✕Network hospital count is lower than Star or HDFC ERGO

Complaint Data

Complaints / 10K

13.2

FY2022-23

Grievance Disposal

98.4%

How does ABHI compare?

Side-by-side CSR, complaints, and grievance data.

Compare ABHI →