What is Care Health claim settlement ratio?

Care Health Insurance's claim settlement ratio is 90.32% for FY 2023-24, sourced from IRDAI annual reports.

Is Care Health reliable for claim settlement?

Care Health Insurance has a 90.32% CSR (FY 2023-24), in line with the industry average of ~90%.

How to file a claim with Care Health?

To file a claim with Care Health Insurance: (1) Notify the insurer within the stipulated time frame, (2) Submit claim form with required documents, (3) The insurer must settle within 30 days per IRDAI guidelines. Contact the insurer's toll-free number or visit their branch for assistance.

ClaimRatioβCompare Insurers

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Health Insurance · IRDAI Data

Care Health Insurance

Care Health (formerly Religare Health) is known for its Care Supreme plan which covers AYUSH treatments and mental health hospitalisations along with standard coverage.

HEALTHICR 90.32% · FY2023-24Gurugram

ICR FY2023-24

90.3%

18,932 settled

Pros & Cons

Pros

✓90.32% claim settlement ratio (2023-24)
✓Covers AYUSH and mental health treatment
✓No co-payment for policyholders under age 61
✓Global cover available as add-on

Cons

✕Premium escalation at renewal can be steep after claims
✕Customer service wait times are longer than industry average

Complaint Data

Complaints / 10K

17.3

FY2022-23

Grievance Disposal

97.8%

How does Care Health compare?

Side-by-side CSR, complaints, and grievance data.

Compare Care Health →