What is ManipalCigna claim settlement ratio?

ManipalCigna Health Insurance's claim settlement ratio is 91.75% for FY 2023-24, sourced from IRDAI annual reports.

Is ManipalCigna reliable for claim settlement?

ManipalCigna Health Insurance has a 91.75% CSR (FY 2023-24), in line with the industry average of ~90%.

How to file a claim with ManipalCigna?

To file a claim with ManipalCigna Health Insurance: (1) Notify the insurer within the stipulated time frame, (2) Submit claim form with required documents, (3) The insurer must settle within 30 days per IRDAI guidelines. Contact the insurer's toll-free number or visit their branch for assistance.

ClaimRatioβCompare Insurers

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Health Insurance · IRDAI Data

ManipalCigna Health Insurance

ManipalCigna is a joint venture between Manipal Group and Cigna Corporation (USA). Its ProHealth plan is one of the few policies that covers chronic disease management from day one without a waiting period.

HEALTHICR 91.75% · FY2023-24Mumbai

ICR FY2023-24

91.8%

3,421 settled

Pros & Cons

Pros

✓91.75% claim settlement ratio (2023-24)
✓Covers chronic disease management from day one
✓No sub-limits on room rent in top plans
✓Global emergency cover available

Cons

✕Network hospitals fewer than Star or Niva Bupa
✕Premium costs are above market average

Complaint Data

Complaints / 10K

10.4

FY2022-23

Grievance Disposal

98.9%

How does ManipalCigna compare?

Side-by-side CSR, complaints, and grievance data.

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