ClaimRatioIndiaCalculate

ManipalCigna Health Insurance

Est. 2014Mumbaihealth insurer
CSR 2023-24
91.75%
Average
Complaints FY 2022-23
10.40
per 10K policies
98.9% disposal rate
Source: IRDAI Annual Report 2022-23
ManipalCigna is a joint venture between Manipal Group and Cigna Corporation (USA). Its ProHealth plan is one of the few policies that covers chronic disease management from day one without a waiting period.

Claim settlement ratio history

Financial YearCSR %Claims SettledRatingSource
2023-2491.75%3,421AverageIRDAI Annual Report 2023-24

Strengths

  • +91.75% claim settlement ratio (2023-24)
  • +Covers chronic disease management from day one
  • +No sub-limits on room rent in top plans
  • +Global emergency cover available

Limitations

  • -Network hospitals fewer than Star or Niva Bupa
  • -Premium costs are above market average

How to file a claim

Cashless and reimbursement via dedicated claims team. Turnaround within 14 days for complete reimbursement claims.

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