What is Reliance General claim settlement ratio?

Reliance General Insurance's claim settlement ratio is 88.74% for FY 2023-24, sourced from IRDAI annual reports.

Is Reliance General reliable for claim settlement?

Reliance General Insurance has a 88.74% CSR (FY 2023-24), below the industry average of ~90%. Compare alternatives before buying.

How to file a claim with Reliance General?

To file a claim with Reliance General Insurance: (1) Notify the insurer within the stipulated time frame, (2) Submit claim form with required documents, (3) The insurer must settle within 30 days per IRDAI guidelines. Contact the insurer's toll-free number or visit their branch for assistance.

General Insurance · IRDAI Data

Reliance General Insurance

Reliance General Insurance is a subsidiary of Reliance Capital, founded in 2000 as one of India's early private sector general insurers. It offers health, motor, travel, and home insurance. In FY 2023-24, Reliance General reported a health claim settlement ratio of approximately 89%, with a network of 8,000+ cashless hospitals.

GENERALICR 88.74% · FY2023-24Mumbai

ICR FY2023-24

88.7%

19,420 settled

Pros & Cons

Pros

✓8,000+ network hospitals for cashless health claims
✓Reliance brand recognition — household name in India
✓Competitive motor insurance premiums
✓24/7 claim support via call centre and app
✓Wide agent and branch network for offline support

Cons

✕CSR below top-tier health insurers
✕Some health plans have room rent sub-limits and co-pay clauses
✕Customer grievance rate higher than newer digital insurers

Complaint Data

Complaints / 10K

16.7

FY2022-23

Grievance Disposal

97.4%

How does Reliance General compare?

Side-by-side CSR, complaints, and grievance data.

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