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Bike insurance premium calculator

IRDAI-fixed TP rates. IDV-based own damage estimate. No phone required.

Current market value of your bike

Third-Party (Fixed)
Rs 714
Own Damage (Est.)
Rs 1,200
Total Annual Premium
Rs 1,914

TP source: IRDAI circular on motor TP premiums 2024-25. Mandatory two-wheeler TP cover starts at Rs 538/yr.

Actual premium varies by insurer, NCB, add-ons, and RTO registration state.