Car insurance premium calculator
Third-party rates are IRDAI-fixed. Own damage is IDV-based. No phone required.
Current market value of your car
Third-Party (IRDAI Fixed)
Rs 3,416
Own Damage (Est.)
Rs 18,000
Total Annual Premium
Rs 21,416
Third-party rate source: IRDAI circular on motor TP premiums 2024-25. Own damage rate varies by insurer; estimate based on IRDA-published indicative bands.
Actual own damage premium depends on No Claim Bonus, add-ons, insurer, and RTO. Third-party premium is government-fixed and does not vary.