Insurance premium calculators

Formula-based estimates from IRDAI-published rate tables. No phone number. No agent callbacks.

Term Life Insurance

How much does a Rs 1 crore cover cost for a 30-year-old non-smoker? Enter age, sum assured, tenure.

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Most bought: Rs 1 crore cover, 30-year tenure

Health Insurance

Estimate annual premium for self, spouse, and children. Based on age band and city tier.

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Most bought: Rs 10 lakh family floater

Car Insurance

Get an IDV-based premium estimate for third-party and own damage cover.

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Mandatory: Third-party liability cover

Bike Insurance

Two-wheeler premium estimate including mandatory third-party cover.

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Mandatory: Third-party at Rs 714/yr for bikes under 75cc

All estimates are indicative. Actual premiums depend on medical underwriting, city, occupation, and insurer pricing. Use these numbers to shortlist — then verify directly with your insurer.