What is Star Health claim settlement ratio?

Star Health and Allied Insurance's claim settlement ratio is 91.27% for FY 2023-24, sourced from IRDAI annual reports.

Is Star Health reliable for claim settlement?

Star Health and Allied Insurance has a 91.27% CSR (FY 2023-24), in line with the industry average of ~90%.

How to file a claim with Star Health?

To file a claim with Star Health and Allied Insurance: (1) Notify the insurer within the stipulated time frame, (2) Submit claim form with required documents, (3) The insurer must settle within 30 days per IRDAI guidelines. Contact the insurer's toll-free number or visit their branch for assistance.

ClaimRatioβCompare Insurers

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Health Insurance · IRDAI Data

Star Health and Allied Insurance

Star Health is India's largest standalone health insurer by premium and policy count. It has a network of 14,000+ hospitals and processes over 1 lakh cashless claims monthly.

HEALTHICR 91.27% · FY2023-24Chennai

ICR FY2023-24

91.3%

1,24,321 settled

Pros & Cons

Pros

✓Largest standalone health insurer in India
✓91.27% claim settlement ratio (2023-24)
✓14,000+ network hospitals across India
✓Day 1 cover for accidents

Cons

✕Senior citizen plans carry high loading for pre-existing conditions
✕Some plans exclude specific daycare procedures

Complaint Data

Complaints / 10K

14.8

FY2022-23

Grievance Disposal

98.2%

How does Star Health compare?

Side-by-side CSR, complaints, and grievance data.

Compare Star Health →