ClaimRatioIndiaCalculate

Star Health and Allied Insurance

Est. 2006Chennaihealth insurer
CSR 2023-24
91.27%
Average
Complaints FY 2022-23
14.80
per 10K policies
98.2% disposal rate
Source: IRDAI Annual Report 2022-23
Star Health is India's largest standalone health insurer by premium and policy count. It has a network of 14,000+ hospitals and processes over 1 lakh cashless claims monthly.

Claim settlement ratio history

Financial YearCSR %Claims SettledRatingSource
2023-2491.27%1,24,321AverageIRDAI Annual Report 2023-24

Strengths

  • +Largest standalone health insurer in India
  • +91.27% claim settlement ratio (2023-24)
  • +14,000+ network hospitals across India
  • +Day 1 cover for accidents

Limitations

  • -Senior citizen plans carry high loading for pre-existing conditions
  • -Some plans exclude specific daycare procedures

How to file a claim

Cashless at network hospitals via pre-authorisation. Reimbursement claims settled within 30 days of complete documents.

Featured plans

Star Comprehensive Insurance Policy
  • *No co-payment under age 60
  • *Automatic restoration of sum insured
  • *OPD cover up to Rs 10,000/year
  • *Bariatric surgery covered
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