General Insurance · IRDAI Data
Tata AIG General Insurance
Tata AIG General Insurance is a joint venture between Tata Group and American International Group (AIG), one of the world's largest insurers. Founded in 2001, it offers health, motor, travel, and home insurance. Its MediCare Premier health plan covers room rent without any cap and includes annual health check-ups from day one.
GENERALICR 89.42% · FY2023-24Mumbai
ICR FY2023-24
89.4%
14,320 settled
Pros & Cons
Pros
- ✓Tata Group brand trust — among India's most respected conglomerates
- ✓MediCare Premier plan: no room rent sub-limit, no co-pay
- ✓Annual health check-up covered from policy year one
- ✓Strong motor insurance track record — 3,000+ network garages
- ✓Cashless claim approval within 30 minutes at network hospitals
Cons
- ✕Premium pricing is at the higher end for health plans
- ✕Hospital network smaller than HDFC ERGO and ICICI Lombard
- ✕Limited standalone health products compared to dedicated health insurers
Complaint Data
Complaints / 10K
10.3
FY2022-23
Grievance Disposal
98.1%
How does Tata AIG compare?
Side-by-side CSR, complaints, and grievance data.