Aditya Birla Health Insurance vs Max Life Insurance
On CSR alone: Max Life leads with a higher claim settlement ratio in FY 2023-24. But CSR is one data point — also compare plans, premiums, and network before deciding.
ABHI — Strengths
- +95.53% claim settlement ratio (2023-24)
- +Up to 30% premium discount for healthy behaviour
- +Chronic illness management covered
- +In-house claim processing
Max Life — Strengths
- +99.51% claim settlement ratio (2023-24) — highest in the industry
- +Terminal illness benefit included by default
- +Strong bancassurance via Axis Bank