ClaimRatioIndiaCalculate

Aditya Birla Sun Life Insurance vs Star Health and Allied Insurance

On CSR alone: ABSLI leads with a higher claim settlement ratio in FY 2023-24. But CSR is one data point — also compare plans, premiums, and network before deciding.
MetricABSLIStar Health
CSR 2023-2497.47%91.27%
Founded20002006
HQMumbaiChennai
Typelifehealth

ABSLI — Strengths

  • +97.47% claim settlement ratio (2023-24)
  • +Guaranteed return saving plans for low-risk buyers
  • +Strong distribution via Axis Bank and Birla branches

Star Health — Strengths

  • +Largest standalone health insurer in India
  • +91.27% claim settlement ratio (2023-24)
  • +14,000+ network hospitals across India
  • +Day 1 cover for accidents
Full ABSLI review →Full Star Health review →