Go Digit General Insurance vs New India Assurance Company
On CSR alone: New India Assurance leads with a higher claim settlement ratio in FY 2023-24. But CSR is one data point — also compare plans, premiums, and network before deciding.
Go Digit — Strengths
- +Simple, jargon-free policy documents
- +Fully digital claim filing via app or website
- +Competitive premiums — especially for young buyers
- +Strong motor insurance reputation transfers to health
- +Listed company (BSE/NSE) — high transparency
New India Assurance — Strengths
- +Oldest and largest public sector general insurer — government-backed
- +Mediclaim policy — one of India's most widely held health plans
- +Accepted at virtually all government and major private hospitals
- +Lower premiums compared to private sector equivalents
- +Floater policies available for families at competitive rates