ClaimRatioIndiaCalculate

ICICI Prudential Life Insurance vs Star Health and Allied Insurance

On CSR alone: ICICI Pru Life leads with a higher claim settlement ratio in FY 2023-24. But CSR is one data point — also compare plans, premiums, and network before deciding.
MetricICICI Pru LifeStar Health
CSR 2023-2497.90%91.27%
Founded20012006
HQMumbaiChennai
Typelifehealth

ICICI Pru Life — Strengths

  • +97.90% claim settlement ratio (2023-24)
  • +iProtect Smart is one of the most-bought term plans online
  • +Same-day policy issuance for healthy profiles

Star Health — Strengths

  • +Largest standalone health insurer in India
  • +91.27% claim settlement ratio (2023-24)
  • +14,000+ network hospitals across India
  • +Day 1 cover for accidents
Full ICICI Pru Life review →Full Star Health review →