New India Assurance Company vs Reliance General Insurance
On CSR alone: New India Assurance leads with a higher claim settlement ratio in FY 2023-24. But CSR is one data point — also compare plans, premiums, and network before deciding.
New India Assurance — Strengths
- +Oldest and largest public sector general insurer — government-backed
- +Mediclaim policy — one of India's most widely held health plans
- +Accepted at virtually all government and major private hospitals
- +Lower premiums compared to private sector equivalents
- +Floater policies available for families at competitive rates
Reliance General — Strengths
- +8,000+ network hospitals for cashless health claims
- +Reliance brand recognition — household name in India
- +Competitive motor insurance premiums
- +24/7 claim support via call centre and app
- +Wide agent and branch network for offline support