New India Assurance Company vs Star Health and Allied Insurance
On CSR alone: Star Health leads with a higher claim settlement ratio in FY 2023-24. But CSR is one data point — also compare plans, premiums, and network before deciding.
New India Assurance — Strengths
- +Oldest and largest public sector general insurer — government-backed
- +Mediclaim policy — one of India's most widely held health plans
- +Accepted at virtually all government and major private hospitals
- +Lower premiums compared to private sector equivalents
- +Floater policies available for families at competitive rates
Star Health — Strengths
- +Largest standalone health insurer in India
- +91.27% claim settlement ratio (2023-24)
- +14,000+ network hospitals across India
- +Day 1 cover for accidents