Go Digit General Insurance vs ICICI Lombard General Insurance
On CSR alone: ICICI Lombard leads with a higher claim settlement ratio in FY 2023-24. But CSR is one data point — also compare plans, premiums, and network before deciding.
Go Digit — Strengths
- +Simple, jargon-free policy documents
- +Fully digital claim filing via app or website
- +Competitive premiums — especially for young buyers
- +Strong motor insurance reputation transfers to health
- +Listed company (BSE/NSE) — high transparency
ICICI Lombard — Strengths
- +Largest private general insurer — strong financial backing
- +Wide cashless hospital network across India
- +Quick cashless approval — digital-first claim process
- +Health Booster top-up plans available at low cost
- +Multi-product insurer — can bundle health with motor