Which is better: Reliance General Insurance or Star Health and Allied Insurance?

On claim settlement ratio, Star Health edges ahead. Reliance General had a CSR of 88.74% vs Star Health at 91.27% in FY 2023-24.

Reliance General Insurance vs Star Health and Allied Insurance

On CSR alone: Star Health leads with a higher claim settlement ratio in FY 2023-24. But CSR is one data point — also compare plans, premiums, and network before deciding.

Metric	Reliance General	Star Health
CSR 2023-24	88.74%	91.27%
Founded	2000	2006
HQ	Mumbai	Chennai
Type	general	health

Reliance General — Strengths

+8,000+ network hospitals for cashless health claims
+Reliance brand recognition — household name in India
+Competitive motor insurance premiums
+24/7 claim support via call centre and app
+Wide agent and branch network for offline support

Star Health — Strengths

+Largest standalone health insurer in India
+91.27% claim settlement ratio (2023-24)
+14,000+ network hospitals across India
+Day 1 cover for accidents

Full Reliance General review →Full Star Health review →