ClaimRatioIndiaCalculate

Best Health Insurance in Kolkata

West BengalTier 1IRDAI 2023-24 Data
Quick answer: In Kolkata, the top-ranked insurer for health insurance by claim settlement ratio is HDFC ERGO Health Insurance at 100.00% CSR. Tier 1 city: health insurers apply a 10-15% loading on premiums compared to smaller cities.

Top 5 insurers by claim ratio — Kolkata

RankInsurerCSR 2023-24
1HDFC ERGO Health Insurance100.00%View →
2Aditya Birla Health Insurance95.53%View →
3ManipalCigna Health Insurance91.75%View →
4Star Health and Allied Insurance91.27%View →
5Niva Bupa Health Insurance91.16%View →
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